Selasa, 26 November 2013

A little Dickens is a great place to go to sharpen your financial acumen

Illustration for Nicholas Nickleby by Hablot Browne
With the holiday season almost upon us, I can't help but try to unite my two loves: writing and making money. So to bring these two worlds together in an article, I've decided to enlist the aid of Charles Dickens.

Now, I don't know much about Charles Dickens' personal life, but from having read several of his stories, the man must have been the equivalent of a C.P.A. because he understood the integral relation between a person and their money. To elaborate, lets look at how this famous writer used money to wreak havoc in the lives of characters. In Great Expectations, Dickens delivers a story where Pip receives a windfall from a mysterious benefactor who turns out to be a criminal. To contrast this with Nicholas Nickleby, the title character's troubles begin after his father loses his life savings in a bad investment (Bernie Madoff anyone?)

Now a question for you Dickens fans out there: have you ever wondered how often the plots in his written works turn on making bad financial decisions? How many of us wanted to save Pip from squandering his money? And poor Nickleby and his family could have been spared financial doom with just a little diversification, but that was probably an ugly word back then, right? Dickens is where many of us can get our first experience with the "Swindling Financier" character, and it would behoove us as critical readers to pay close attention because these "swindling financiers" are real people and they want nothing but to separate you from your hard-earned money. I can't help but think maybe a few people could have been spared financial ruin at the hands of Madoff if they'd just bothered to read a little Dickens.

Now, you may not agree with me (and that's fine) but I think money tends to dissolve concerns about a person's background and overall character. I'm not sure why this is, but I've just noticed it a lot in my life. Maybe the illusion of having money and wealth and not being a stinking poor person breeds "trust." And Dickens warns time and time again against this kind of thing: never ever judge a person by their appearance or by the things that they own.

And of course, any conversation about Dickens that centers around his view of money would not be complete without touching on Ebeneezer Scrooge. A Christmas Carol is the ultimate story that shows you a vast difference between "saving" and "hoarding." As many of you know (perhaps with first-hand experience) hoarding is dysfunctional and unhealthy. I wonder if they even had a DSM in Dickens' day. If they did, they could have used his thoughts on "hoarding" and put it in there as a  mental illness so that others who have this disorder could get help in order to pursue more productive lives.

In short, a little Dickens is a great place to go to sharpen your financial acumen, and that's all I've got to say about that. Have you noticed any nuggets of financial wisdom tucked away in the fiction you read? If so, please share in the comments.

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I'm going to take a short blogging break. May you all have a great Thanksgiving, and I'll see you in December for the Insecure Writer's Support Group. Gobble Gobble and all that :).

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